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Other Products In addition to Medicare Products and Long Term Care Insurance, we are committed to a fully balanced portfolio of products. Term Life Insurance The best use for Term Life Insurance is to protect your home and growing family. Term policies can provide a large amount of benefit for the least premium. As the name implies, level term life insurance, is a type of insurance that is guaranteed for a certain amount time (policy term) and the death benefit stays level (does not change). For example, if you purchase a 20 year term life policy and you die within 20 years, your beneficiary will get the policy face amount (i.e. $100,000; $200,000; $300,000; $500,000, etc.). Common policy periods are one year, five years, 10, 20, 30 years or until the insured reaches age 65 or 70. The policy doesn't build up any of the non-forfeiture values associated with whole life policies. Whole Life Whole life insurance is a good choice for you if you want to ensure that you have a life insurance policy in place for your entire lifetime and can comfortably afford the premiums, or if it fits within the framework of your estate or retirement plan.
Universal Life Since a universal life policy is an investment vehicle along with a life insurance policy, people who feel they need life insurance into their 70's would benefit from a universal life policy.
Individual Health Insurance Individual health insurance is coverage that a person buys independently. It can be sold to a single individual, to a parent and dependent children, or to a family.
Group Health Benefits Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company.
Dental Insurance If you anticipate that your dental treatments will cost more than $500 per year, it might make sense for you to consider buying a policy or participating in a dental plan at work.
Fixed Annuities An annuity is a contract between you and an insurance company that is designed to meet retirement and other long-range goals, under which you make a lump-sum payment or series of payments.
Worksite Products Worksite Insurance Plans are made available on a group and individual platform basis...
Discount Products Worksite Insurance Plans are made available on a group and individual platform basis...
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Get a quote or information now for any of these products. . |
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